Young People Need to Learn Financial Responsibility Early

You typically only know a few basics of personal finance after relying on your parents to handle financial matters for so long. Graduating from college leads to in charge of your own financial decisions even if you aren’t prepared for them. There are some challenges that have to be overcome to manage financial responsibilities.

 

Become Financially Literate

 

Schools don’t teach literacy about financial matters. This leaves it up to young people to educate themselves about living within their means, paying bills, making a budget and saving money. The basics can be found by using a print or online resource for things such as taking care of retirement planning, student loans and debit management.

 

Student Loans

 

The biggest challenge young people today seem to face is student loans as they try to obtain advanced degrees. The pressure to get a quality education before entering into competition for a limited number of jobs is causing young people to take out loans for the financing of educations that will not pay for themselves even with an amazing job after graduating. Winter Park, Fl attorney Shane Fischer says he would have gone to a public school instead of an expensive private school if he had known what he knows now when he was young.

 

The average debt for grad school is approximately thirty one thousand dollars and over half of graduate students finance their education through loans. Nearly ninety percent of law students borrow money for their education and incur eighty thousand in debt on average. The average debt for the eight seven percent that borrow for professional degrees is over eight seven thousand dollars with undergraduate debt adding approximately ten thousand dollars to the loan debt.

 

Investing and Taking Risks

 

Young people have watched the investment returns of their parents’ vanish while unable to find work over the past few years. This had made many of them afraid to invest. They have to learn how to overcome the pressures of society and stand on their own feet financially.

 

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Christopher Linkas Discusses Three Types of Commercial Real Estate

 

Graham Edwards Leads The Restructuring of Telereal Trillium

Telereal Trillium chief executive officer Graham Edwards has been appointed executive chairman of the firm, which is one of the United Kingdom’s largest property companies.

 

Graham Edwards, who has held the CEO position at the company since its launch in 2001, is a former student of economics at Cambridge University.

 

Before joining Telereal Trillium, Edwards was Talisman Global Asset Management’s chief investment officer. He also held positions with Merrill Lynch Investment Management as well as with the British Telecom Group (BT) property department.

 

He is also a philanthropist and a board member of One Voice Europe and British Friends of the Hebrew University and more.

 

Russell Gurnhill, the company’s former joint managing director, corporate finance director and group treasurer, will take on the position of chief executive. Before joining the company in 2002, Gurnhill worked for Enterprise Oil in treasury and finance.

 

Both Edwards and Gurnhill are members of the Institute of Chartered Accountants. Gurnhill is also a member of the Association of Chartered Treasurers while Edwards is a member of the UK Society of Investment Professionals.

 

In addition, as part of the restructuring, Adam Dakin will undertake the task of new business as managing director while as group property director Graeme Hunter will be responsible for the active management of the former BT estate as well as managing the company’s own properties.

 

In his position as group finance director, Michael Hackenbroch will continue to be accountable for the company’s financial matters.

 

All members of the executive team will report directly to Graham Edwards who will carry on with the company’s overall approach and management.

 

According to Edwards, the reorganization has been planned for some time to make it easier for Telereal Trillium to play a vital role in the areas of planned land and housing expansion and tackle the changing needs and concerns of its partners.

 

BT, Royal Mail, Aviva and DVLA are among some of Telereal Trillium’s property partnerships. The company’s portfolio contains more than 8,000 properties.