A Look At GreenSky Credit And Its Chief Executive Officer David Zalik

GreenSky Credit has become one of the most valuable fintech companies in the World. The rise of GreenSky Credit has helped Chief Executive Officer David Zailk become a billionaire. Zalik has realized that contractors are important. Zalik also says that the company looks at homeowners who are struggling to make payments. GreenSky Credit’s target market are borrowers who have solid FICO scores, as the company offers unsecured loans through a quick approval process.

GreenSky Credit has a model that transfers a lot of the risk and allows both sides of the deal to receive benefits. Contractors market the loans to homeowners while also paying GreenSky a portion of the loan amount. GreenSky Credit is able to avoid being held liable for defaults. Zalik says that the company sits in the middle of billions of dollars every year in loans. With such a scalable model, GreenSky could potentially replace credit card financing in the future.

About David Zalik

David Zalik’s family moved around often, eventually settling in Israel, where Zalik was born. Zalik’s family moved to the United States when he was a small child. Zalik’s favorite subject as a child was math. Zalik continued his education at Auburn University. Zayn says that his interest in entrepreneurship came from wanting to impress older girls on campus. Zalik eventually left Auburn to focus on his computer-assembly company.

At the young age of 22, Zalik sold the company and became a multi-millionaire. Zalik began investing in commercial real estate. Zalik then helped create multiple companies, including Outweb and Rock Bridge Commercial Bank. Zalik’s experiences through starting different businesses and working in different industries lead to the creation of GreenSky Credit. Zalik wanted to help offer instant financing to consumers. Zalik credits Capital One’s Nigel Morris for his substantial investment to help GreenSky increase its brand.

How GreenSky Works

Zalik is proud of the GreenSky mobile app, which allows users to receive a credit decision instantly on their tablet or smartphone. The loan money is delivered to the contractor in the form of a credit card payment. Consumers are eligible to receive zero-interest financing for up to two years.

https://resources.greenskycredit.com/home-improvement-case-studies/cashion-case-study

Bob Reina: Making The World Better One Step At A Time

When it comes to the world that we are currently living in today, it is important to do things that truly matter and make a difference. Two words stick out very powerfully to Bob Reina: “I will.” When people have that attitude and that mindset, they are headed in the right direction. They are not talking about trying or possibly doing something. When it comes to life, you have to have that mentality of you are going to do something and it will be accomplished. Too often, people think of the reasons why they shouldn’t be doing something as opposed to reasons why they should be doing something.  Learn more: https://patch.com/florida/southtampa/bob-reina-introduces-new-talk-fusion-software-features-webrtc-technology

When they put those two words out there, they really impact people in a positive way. Bob Reina has always taken that philosophy with life, and it is one that means the world to him. When it comes to his philanthropy work, he respects both points of views that people adopt when it comes to it. A lot of people like to do it under the radar and keep it a secret. They don’t want any attention or praise for it. Now, Bob Reina is not giving back to charities because he wants people to tell him how great he is, pat him on the back, and bow down to him. He is hoping that by him giving back to people, it will inspire other people to give back as well.

They will look at the Talk Fusion CEO and founder and think, “I can do this. I can give back too.” He wants to be a trendsetter in that way, and he has been, especially with his video communications company. He knows a good portion of someone’s day is going to be dictated by how they wake up in the morning and the attitude they carry with them, as there are always going to be bumpy days here and there.

It is about rising above them; staying strong, and not letting them keep you down. Again, it comes down to those two powerful words, “I will.” They carry a ton of weight with them.